- TVM Financial Update – Q3 2023Welcome to the third TVM Financial Update of 2023. The purpose of these quarterly financial updates is to crunch the numbers, visualize the data and share our progress towards becoming financially independent. Let’s dive in! … Read more
- How My Views On FIRE Have ChangedThis month marks my 7th year working for Corporate America. Over those last 7 years, there have been major changes in my life, including but not limited to: But I won’t pretend life has been … Read more
- The Importance of Portfolio RebalancingWhether we are talking about dollar cost averaging, index investing or automating our finances… it’s often the simplest ideas that have the largest impact on building wealth. Another concept that we can add to that … Read more
- Visualizing How Investment Fees Impact Your PortfolioAlbert Einstein famously remarked that “Compound interest is the eighth wonder of the world. He who understands it, earns it … he who doesn’t … pays it.” In other words, compound interest can be a … Read more
- TVM Financial Update – Q2 2023Welcome to the second TVM Financial Update of 2023. The purpose of these quarterly financial updates is to crunch the numbers, visualize the data and share our progress towards becoming financially independent. Let’s dive in! … Read more
- The Only Free Lunch in Personal Finance“There is no such thing as a free lunch.” This popular finance expression is often used to describe the idea that it is impossible to profit over the long-term without taking any risks. However, there … Read more
- Homeownership Case Study: 3 Years Later, Was it Worth it?Buy a home they say. It will be fun they say. Three years ago, Mrs. TVM & I purchased our first (and probably last) home. There have been a lot of highs and and lows … Read more
- Why Net Worth is the Wrong Metric to TrackOne of the media’s favorite financial metrics to talk about is net worth. As a result, this single number has been ingrained in our minds as the ultimate marker of wealth and accomplishment. However, it’s … Read more
- Visualizing Income Percentiles by Age in the United StatesHave you ever wondered how your income stacks up against others in your age group? I know I have 🙂 Using data from the 2022 IPUMS Current Population Survey, we can visualize how pre-tax wage … Read more
- FXAIX vs VOO: What’s the Difference?The Fidelity 500 Index Fund (FXAIX) & Vanguard 500 Index Fund ETF (VOO) are investment funds designed to track the S&P 500. If you are in a hurry, here is a table summarizing the major … Read more